Best Things to do in Panama City Florida — locals’ secrets

If you’re planning your next vacay and searching for a truly beautiful spot, let me tell you about Panama City on Florida’s Emerald Coast. I still remember the first time I visited this beach town with my husband, and instantly fell in love with the white-sand beaches and the clear waters. It’s one of those places that you find yourself seeing on a postcard and wondering if the real town could possibly look that good—and trust me, it absolutely does. For me, the area has become one of my personal favorites, and every year we make a point to visit and spend a few months exploring everything that makes this place special. Whether you’re deciding between PCB or Destin for your next getaway, you’ll find that this travel guide covers all the essential details to help you plan your trip.

What makes Panama City Beach, Florida a truly great beach destination is how easy to reach it is from so many US cities, plus all the family activities you can enjoy here that won’t break the bank. There’s a reason why others keep coming back—there’s always something new to discover, and the best time to go really depends on whether you want to soak up summer sun or experience the peaceful beauty of the area in spring or falls. I’ve compiled the top 10 things to do in the area, from the best restaurants and accommodations to must-see natural wonders and top spots for Recreation, Refreshment, and Rest—the vital 3 R’s that make any vacation unforgettable.

Having traveled extensively through Central America and visited places with a reputation for being an exciting destination, I can honestly say that Panama City Beach, FL holds its own. Looking back, I’m so glad I made the most of my time here. You’ll find there’s a lot to offer whether you’re a history buff eager to brush up on local stories, a foodie searching for the best restaurants, or a family wanting the perfect place to unwind. There’s something uniquely welcoming about this city—from the amazing architecture and wildlife to the endless great things you can enjoy on your own or by joining great tours around the area.

Best Things to do in Panama City Florida — locals’ secrets- Tha Answer

The best time to visit Panama City depends on what you want: mid-May to August offers warm weather and crowds, September is quieter but still great for the beach, and winter—though cooler—is calm and peaceful for relaxed travelers.

Best Time to Visit Panama City, FL

Best Things to do in Panama City Florida — locals’ secrets


When it comes to the best time to visit Panama City in the Panhandle, my own experience says you’ll love the weather from mid-May to late-August if you enjoy warm days and the buzz of a huge crowd. If you want a quieter trip, mid-September brings fewer people as school is back in session, and you can still enjoy the ocean, long walks on the beach, or even fishing and reading in a beach chair. Winter is more casual and relaxed here—January is the coldest month with average highs still making walking and exploring possible, especially for those who like a peaceful destination and don’t mind wintertime travel or cooler breezes along the sand.

Things to do in Panama City

Best Things to do in Panama City Florida — locals’ secrets


No matter when you visit PCB, there are always great things to do, especially if you’re a beach lover or one of those true beach bums who can’t get enough sun and sand. I love how St. Andrews State Park and Camp Helen State Park are nestled close by, offering beautiful nature, peaceful spots, and plenty of space even in winter. My favorite places for shopping and food are found around Pier Park, which is the main hub filled with shops, restaurants, and easy beach access right across the street—so you get tons of choices, from browsing local stores to trying fresh seafood after a day in the waves.

Andrews State Park

Best Things to do in Panama City Florida — locals’ secrets


One of the best places I always recommend for anyone visiting PCB is St. Andrews State Park, just a few minutes away and perfect for an outdoorsy person who wants to dedicate a full day to exploring. For only an $8 entry fee per vehicle, you get access to beautiful beaches, great spots for fishing and swimming, and a scenic mile-and-a-half trail where you can hike or bike. I love packing a lunch for a quiet picnic, or sometimes choosing to camp overnight to make the most of the park. Before you go, it’s smart to check their website for the latest information and updates so you don’t miss out on anything fun.

Pier Park

Best Things to do in Panama City Florida — locals’ secrets


If you want somewhere that really captures the fun spirit of Panama City, you have to check out Pier Park, the main hub for shopping and entertainment in town. This outdoor mall is packed with tons of shops, including well-known department stores like Target and cute boutiques such as Francesca’s, as well as a wide range of restaurants for every taste. What I love most is the easy beach access just across the street, making it simple to bounce between shopping and the sand, plus the ferris wheel and the thrilling SkyWheel are always a hit for anyone looking to entertain the whole family for hours. You’ll also find convenient parking so you can relax and enjoy your visit.

Stop by the Visitor’s Center

Best Things to do in Panama City Florida — locals’ secrets


Whenever I plan a trip to a new town like Panama City, I always make it a point to stop by the PCB Official Visitor Information Center first, especially if it’s my first visit. You can pick up helpful brochures, check out event calendars, and sometimes even get a free goody take-away bag, which is perfect for families or anyone wanting local tips. I like to do some reading and research using the resources there, as well as sign up for the visitor’s guide or visit www.visitpanamacitybeach.com for extra recommendations and help with reservations. Starting off this way really makes it easy to plan your days, find fun events, and get the most out of your time in PCB.

Day Trip to Destin, FL

Best Things to do in Panama City Florida — locals’ secrets


One of my favorite things to do during a stay in PCB is take a quick hour drive over to Destin, FL, which is totally worth the visit for a fun comparison to Panama City. Destin feels a little more upscale with beautiful hotels and condos lining the ocean, and while it can be more crowded and less affordable than some spots in PCB, it’s still a must-see destination if you love exploring. You have to try seafood at the Back Porch, a famous beachfront spot with the AMAZING crab bites appetizer that I dream about long after my trip. Henderson State Park in Destin is home to some of the cleanest, white sugar sand beaches and breathtakingly clear waters I’ve ever seen—it’s honestly the prettiest beach of my entire trip. Just note the entry fee per vehicle (covers passengers or a single occupant) is worth every penny for such an unforgettable day.

Russell-Fields City Pier

Best Things to do in Panama City Florida — locals’ secrets


One spot I always tell friends not to miss in Panama City is the Russell-Fields City Pier, which is just across the street from Pier Park and really stands out as a must-see in the area. This huge pier extends a full 1,500ft out over the Gulf of Mexico, giving you incredible views that are especially stunning at sunset. For a small $3 fee per person, you can walk all the way to the end or even fish (no license required), making it perfect for families or anyone looking for a simple, relaxing activity by the water.

Play at the Beach

Best Things to do in Panama City Florida — locals’ secrets


One of my favorite things about Panama City Beach is that there are so many different ways to spend a day playing on the beach or in the water, whether it’s fishing from the shore with my husband, trying out a boogie board, or just catching up on reading under the sun. I love snapping photos of the kids when they’re buried in the sand, walking along the coast and searching for seashells, or even flying a kite and starting up games like Bocce ball with friends. Don’t forget to watch the colored warning flags for safety, and if you’re lucky, you might spot dolphins while tossing a frisbee or using a metal detector to hunt for treasure. Sometimes we rent a jet ski, test our balance on a stand-up paddle board, or organize a sandcastle competition with free parking nearby, which isn’t something all beach towns offer—plus, there are an incredible 27 miles of beachfront to explore and make memories.

Visit the Panama Canal

Best Things to do in Panama City Florida — locals’ secrets


One thing that stands out for travelers visiting Panama City is the chance to see the iconic Panama Canal, a major highlight in the world of trade. The canal itself stretches for 82 kilometers (about 51 miles) and passes through artificial lakes and thin canals, making it an incredible place for photos and learning about its rich history, including the French construction efforts that started in 1881 and the many workers who sadly lost their lives to construction problems. The United States took over the project in 1904, and it was finally finished in 1914. My favorite way to explore is to join one of the many tours or a city tour that stops at the Miraflores Locks, where you can visit the visitor center, check out the museum, and watch massive ships navigate the canal from the viewing deck. There are lots of interesting facts shared by guides, and the tour usually costs about $15 USD for adults and $10 USD for children, with some great full-day guided tour options that include other attractions around the city.

Walk the old city of Casco Viejo

Best Things to do in Panama City Florida — locals’ secrets


When visiting Panama City, I always recommend spending time in Casco Viejo, also known as San Felipe or the old part of the city, for its incredible charm and beautiful neighborhood. Unlike the area with tall skyscrapers and large casinos, this historic quarter is full of colonial architecture, colorful churches, unique restaurants, and cozy coffee shops where you can relax and soak up the history. Whether you’re on a tight budget and want to simply walk and explore or you prefer a cheap guided tour or in-depth walk to discover the best local attractions, there’s something for everyone. I was honestly impressed by how safe and welcoming this old city feels, and with plenty of hotels and easy access to spots like the Amador Causeway, you get a true taste of Panama. For a special treat, don’t miss a local coffee show to round out your experience.

Visit Plaza Bolivar

Best Things to do in Panama City Florida — locals’ secrets


A special stop in Casco Viejo is Plaza Bolivar, a lovely square named after Simon Bolivar, who played an important role in the history of South America. If you take a guided tour, you’ll hear about his incredible life accomplishments in liberating the northern region from Spanish rule and how he shaped the future of Gran Colombia, which included Panama, Colombia, Venezuela, Bolivia, and Peru. I love how the story of Bolivar comes alive here, making this spot a meaningful place to pause and appreciate the roots of these countries.

Visit Monkey Island for a unique wildlife experience

Best Things to do in Panama City Florida — locals’ secrets


For a truly unforgettable adventure near Panama City, I always suggest taking a tour to Monkey Island, which is tucked between the Chagres River and Gatun Lake, not far from the Panama Canal where you can even see massive ships passing by during your journey. Starting from Gamboa Marina, you’ll hop on a boat with expert guides who use special calls to get the attention of the many monkeys living here, including the Mantled Howler Monkey, White-Faced Capuchin Monkey, Tamarin Monkey, and Lemurine Owl Monkey—each one part of the island’s incredibly diverse wildlife. The trip along the river and lake is a real highlight, and if you’re lucky, you might even spot a crocodile on the way.

Hike up Ancon Hill

Best Things to do in Panama City Florida — locals’ secrets


Whenever I stay in Panama City, I love to escape the concrete jungle and walk from my hotel or catch a quick taxi ride to Ancon Hill, which is truly the best place for anyone wanting to take a break from the busy streets of downtown or Casco Viejo. The entrance to the park is only a minute away, and as you begin your hike up the shaded path, you’ll find the area is alive with trees and all kinds of animals—I’ve spotted lizards, sloths, and even monkeys along the way! If you keep a steady pace, you can reach the top in about 35 minutes and admire the most incredible views of the city, which are especially beautiful on a clear day.

Enjoy the beauty of La Iglesia del Carmen

Best Things to do in Panama City Florida — locals’ secrets


If you’re exploring Panama City and want a special memory, I always recommend a quick stop at La Iglesia del Carmen, also called the Church of our Lady of Mount Carmen—it’s one of the most beautiful buildings in the city. This Gothic Church stands out and is really worth visiting, whether you just snap a few photos outside or take a moment to enter and admire the detailed architecture inside. It’s easy to reach by taxi or public transport, and the metro station Estación Iglesia del Carmen is right nearby, making this an exciting experience for anyone exploring the area.

Explore Panama Viejo

Best Things to do in Panama City Florida — locals’ secrets


One of the most popular things to do in Panama City is to visit Panama Viejo, which is the oldest part of the city and a fascinating archaeological site for anyone who loves history. This was the first city built on the Pacific coast of the Americas and an important trade route before it was attacked and destroyed by pirates in 1671, leaving behind mysterious ruins. Today, it’s a UNESCO World Heritage Site, and you can explore the area for about an hour, using the interpretive signs in English and Spanish to learn about its history, importance, and stories of those early days. I always recommend this as a must-do for history buffs or anyone fascinated by stories of pirates and the old city.

Explore other islands near Panama City

Best Things to do in Panama City Florida — locals’ secrets


If you love adventure, one of the best things to do is explore the amazing islands close to Panama City, like the beautiful San Blas Islands and other nearby islands that are easy and convenient to visit. Whether you’re looking for simple day trips or want to spend more time with multi-day trips, you’ll find these spots much closer than you think, offering a totally different experience just a short boat ride away.

Taboga Island

Best Things to do in Panama City Florida — locals’ secrets


If you’re searching for a fun adventure or just a relaxing getaway near Panama City, Taboga Island is one of the closest islands and only about 30 minutes away by ferry, which is both quick and easy to reach. You can plan to stay for the day or book one of the cozy hotels if you want more time on the island. I’ve found that leaving from the Amador Causeway is super convenient, and tickets are usually around $20 USD per adult. For something extra special, an all-inclusive half-day catamaran tour is a great option to really enjoy the views and ocean breeze.

Saboga Island

Best Things to do in Panama City Florida — locals’ secrets


If you’re looking for a popular island adventure from Panama City, Saboga Island is only about 35 miles away and is easily reached by ferry—the Ferry Las Perlas makes the trip smooth and convenient for around $98 USD return for adults. It’s perfect for a day trip, but there are also a couple of hotels if you’d rather spend a few nights staying on the island. With 10 beautiful beaches to choose from and departures even available from the Trump Tower, this spot is great whether you want a quick getaway or a longer stay.

Contadora Island

Best Things to do in Panama City Florida — locals’ secrets


If you want to try island hopping during your visit from Panama City, Contadora Island is a wonderful choice right next to Saboga Island. Known for its great hotels and delicious restaurants, this popular spot is perfect for both day adventures and overnight trips. You can get there easily by ferry, and with some of the nicer hotels and beautiful beaches, a return trip is always tempting for anyone who loves exploring new islands.

Experience Gulf World Marine Park

Best Things to do in Panama City Florida — locals’ secrets


One of my top picks for families in Panama City is a visit to Gulf World Marine Park, where you can get up close to amazing sea creatures and even pet or feed friendly stingrays at the touch pools. I loved wandering through places like the Lizard Lair and Feathers & Friends to see all kinds of animals, and the lively Dolphin Show is always a highlight. There are also special chats and animal encounters such as the Ocean Oasis Chats, where you can learn and even participate in experiences like the Penguin Encounter or Dolphin Encounter. Be sure to snap a picture with the playful dolphins, adorable penguins, fierce gators, clever sea lion, and sweet harbor seal—it’s an adventure for everyone.

Get Out on the Water

Best Things to do in Panama City Florida — locals’ secrets


One of the best ways to enjoy Panama City Beach is to get out on the water and try a new excursion—whether you hop on a dolphin cruise, go for a snorkel or even a scuba dive. There are plenty of options, like renting a jet ski, flying high with parasail adventures, or joining a fun pirate cruise with the kids. I’ve always loved taking a boat out to Shell Island to see the unspoiled sand and clear waves, and with 7 marinas around town, you’re never far from your next adventure.

See a Dune Lake

Best Things to do in Panama City Florida — locals’ secrets


One unique thing I always recommend around PCB is to see a dune lake, especially since this rare phenomenon only happens in a few places in the world—and you can find it at Grayton Beach and Camp Helen State Parks. Here, a sand dune sometimes erodes and lets the lake and ocean meet, so the two bodies of water actually collide but stay separate like oil and vinegar. With only about 15 of these dune lakes nearby, it’s a real sight to behold and the mix of fresh and salt waters makes every visit something new and memorable.

Catch a Fish

Best Things to do in Panama City Florida — locals’ secrets


One of my favorite ways to spend an afternoon in PCB is to go fishing with my husband and a group of friends, sometimes booking a half-day deep sea fishing trip for the excitement of catching snapper, Spanish Mackerel, Herring, Blue Fish, Bonita, or Pompano out in the Gulf. You can also fish from one of the identical piers that stretch 1,500 feet into the water for a small fee, and there’s nothing like the thrill of seeing surfers ride the waves while you wait for your next bite. If you don’t have a fishing license, it’s easy to get one at the office near Frank Brown Park—they even offer a 3-month pass at a substantial discount. With a good day’s catch, I always look forward to a fresh-cooked dinner and trying the different flavors of fish I’ve caught, sometimes bringing home as many as 149 fish after a lucky outing.

Eat some local food

Best Things to do in Panama City Florida — locals’ secrets


If you want to really experience Panama City, trying the local food is a must, and there’s nothing like tasting traditional dishes such as Ropa Vieja, which is delicious shredded beef served with rice and beans—a favorite for both breakfast and lunch because it’s hearty and gives you plenty of energy for exploring. I love going on a food tour around the city, especially stopping at the Mercado De Marisco Cinta Costera for some super fresh seafood like ceviche, all within walking distance of Casco Viejo, or just a quick taxi ride away for a few dollars. The market opens as early as 5 am, and you can catch locals grabbing their seafood for the day or lining up for Panamanian food at lunchtime—trust me, you won’t be disappointed by the flavors and variety of meat and fish here.

FAQs

What is Panama City, Florida best known for?

Living in Panama City has always felt special to me because it is the largest town tucked between Pensacola and Tallahassee in Northwest Florida. What I love most is its coastal charm, a feeling that comes alive the moment you walk along the shoreline or explore the side streets filled with murals and galleries. The vibrant mix of history, arts, and culture is everywhere, whether it’s a small museum or a local festival. For those who prefer fresh air, there are endless outdoor experiences, from kayaking through hidden inlets to enjoying sunsets that locals never get tired of.

What are the unique experiences in Panama?

Some of the most unique experiences in Panama come from stepping beyond the usual tourist spots and trying things that locals quietly enjoy. I remember visiting indigenous people like the Emberá and Guna, where traditions are shared warmly, making the country feel more personal and alive. For those who love adventure, hiking the Camino Real or exploring the remote San Blas Islands truly offers a taste of hidden wonders that are generally not crowded. It is also considered a safe place for tourists, which makes diving into these moments even more enjoyable.

What famous person is from Panama City, Florida?

Many people are surprised to learn that Carolyn Murphy, a world-recognized actress, was born on 11 August 1973 in Panama City, Florida, USA. She is best known for her roles in movies and projects like Liberty Heights (1999), Jungle Red (2021), and the stylish series Throwback Thursdays with Tim Blanks (2013), which locals often mention with pride when talking about her roots.

What are some fun facts about Panama City Florida?

I’ve always found it fascinating that Panama City is known as the Wreck Capital of the South, a title earned because so many ships have wrecked in the Gulf over time. Among them, the Empire Mica, a 465-foot British tanker, was torpedoed by a German U-boat in 1942, leaving behind haunting underwater relics. Today, you can still explore these sites by diving, which has become a favorite local pastime for history lovers and adventurers alike.

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